Capital & Funding Advisory

Personal & business funding.Start with where you stand.

Answer a few questions below for an informal initial indication of your funding readiness. It takes about two minutes — and it's the same starting point we use before any full file review.

Funding Solutions

Two paths to capital. One preparation process.

Whether the goal is personal credit capacity or business capital, the work starts the same way:

a credible, well-prepared profile.

Personal Funding

For individuals looking to access personal credit products from a position of strength. We help you understand what lenders look for and prepare your profile accordingly.

Full credit profile review and preparation
Utilization and profile optimization guidance
Application timing and sequencing strategy

Business Capital

For business owners pursuing lines of credit and growth capital. We help you build a credible foundation — both personal and business — before you approach lenders.

Business credit profile structuring guidance
Personal guarantee profile preparation
Documentation readiness and funding strategy

Before You Apply

Funding preparation checklist.

Lenders reward preparation. These are the fundamentals we walk every client through before

any application goes out.

01

Know your scores from all three bureaus — and what's driving them

02

Bring utilization down before applying, not after

03

Limit new inquiries in the months leading up to an application

04

Have income and business documentation organized and current

05

Address inaccurate negative items before lenders see them

Aureus Capital provides funding advisory and preparation services. Funding amounts, terms, and approvals are determined solely by lenders based on their own qualification criteria. We do not guarantee funding approvals or specific terms.

Credit restoration and funding advisory built on compliance, education, and straightforward guidance — so clients can make confident financial decisions.

Navigate

Availability

Monday – Saturday

10:00 AM – 8:00 PM

Aureus Capital provides credit repair consulting and funding advisory services. We do not guarantee specific credit score increases, item deletions, or funding approvals. Results vary based on individual credit history, creditor responses, and qualification criteria.